First Equities Announces a Rise in Stock-Based Loans

Globally recognized leader in alternative shareholder financing solutions, Equities First Holdings, LLC (EFH) recently announced an uptick in margin loans and stock-based loans. This news came during an economic client that is seeing banks and other institutions becoming more and more stringent in their lending criteria. Many banks have not only increased their interest rates, but have tightened the qualifications for a loan and are decreasing lending options for borrowers.

Equities First offers loans that are collateralized by stocks, providing an innovative way for individuals to gain access to working capital rather than burdening themselves with a traditional loan. Stock-based loans also lower the amount of investment risk due to the fact that many of these loans have a non-recourse associated with them – allowing the borrower to walk away from a stock loan, even if the value has depreciated, with no obligation to the lender.

Equities First is known globally as a secure, efficient alternative source of capital. In a time when banks are becoming more and more stringent in their lending criteria as well as raising interest rates, people are continually turning to companies providing alternative access to capital, such as Equities First. The company built its business on a rigorous code of transparency and integrity and focuses on helping clients meet their financial goals by delivering maximum benefit with the least amount of risk and read full article.

Equities first has been providing trusted securities based lending services for individual investors and businesses since its founding in 2002. Loans are provided based on the foreseen value of risk and future performance of assets including stocks, bonds and treasuries.

A stock-based loan typically has between a 3-4% interest rate and is an excellent alternative, as there are no restrictions on the loan, meaning the funds attained can be used by the borrower for any purpose.

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Is Whitney Wolfe’s Bumble The App To Use For Dating Successfully?

Bumble is the creative new app that changes and helps improve the experience of online app dating. Whitney Wolfe is the woman behind Tinder and Bumble. She crafted Bumble with the intention on building a place for women in the world of online dating.

Whitney Wolfe left Tinder with disagreements with her fellow cofounders, and she then ventured out of online dating and eventually wanted to find a place and a spot specifically for helping young girls.

The online support group eventually helped efficiently on bringing her idea back to feminism, which eventually led her to creating Bumble for women. With more than 80 million matches as of December 2015, it’s very clear that Bumble is an app that actually works and brings people together in the right place and create genuine relationships.

Is Whitney Wolfe’s Bumble The App To Use For Dating Successfully?

This app is going to change the way women and men grow in the world of dating. The way it works is all about creating a professional atmosphere online. The dating app world is full of crazies, but Bumble is a sincerely genuine new app that gives a sense of sincerity. Wolfe’s made it a goal to craft a chance of helping women find men who are real. There is also a very short one day time limit on when you get in touch with people. Women have 24 hours to send a guy a message, and the guy must message back in order to keep the match going.

Her life in the world of dating apps is just one step. In fact, she continues her world of changing women’s lives outside of online. Whitney Wolfe works in different orphanages across Asia, and she gladly works together with different organizations to help guide women growing up in the right direction.

Sawyer Howitt Business Owner

Do you want to start a business? If you do, working with someone who has had success in this area is one of the most important things that you can do in life. There are a lot of people who are excited about the changes that are starting to take place in the economy.

Not only that, but Sawyer Howitt is the type of person who is going to take advantage of those changes. If you are ready to start investing for the future, he is a great person to work with. There are many people who have the dream of starting a business, but they never follow through. Sawyer Howitt works with his father’s company which is called the Meriwether Group. This is a company that is constantly on the lookout for business ideas so that they can build wealth in various areas of the economy and add value to others.

For more information, connect with Sawyer Howitt on Pinterest, LinkedIn, or Facebook.

Related: Business Midwife

Tammy Mazzocco Professional Realtor Above All

Tammy Mazzocco is a likable and very successful residential real estate professional in Central Ohio. She sells in four counties, and that makes her a busy person as there is a fairly large area to cover.

2016 was a good year for real estate sales in Central Ohio because there were plenty of jobs and people had the cash to buy Homes. But along about November, a shortage of properties appeared which slowed the market down considerably.

Mazzocco doesn’t worry much about general market fluctuations, though because there is not much that an individual can do about them. She does take charge of her abilities however and manages that side of the equation very well. She starts her day with some stretching exercises, meditation, and then an hour or so of paperwork. Then she is on the phone lining up prospective buyers for appointments. She is shooting for someone each day to spend time with and showing them properties.

Tammy knows that if she can get someone on the phone, there is an even chance that she can meet them personally and take them on a tour of prospective properties. This gives her a better than even chance of making a sale.

Mazzocco is a goal setter, and she likes to break her goals down into smaller steps so that they are easier to achieve. Her style is not to take herself too seriously but just to do her job and serve the customer. If she focuses on the clients’ issues during the sales process as opposed to her own, she finds that a sale almost happens automatically.

Tammy likes to emphasize that she owes a lot of her successful career to the suggestions and guidance of many of her co-workers and managers over the years. She claims that a good idea needs to be tried and if it works, perfected.

For more info, check out her Facebook page.


Fabletics: Taking Over the Fashion Industry

Fabletics is a clothing line owned by Kate Hudson that mainly deals in women sportswear. It also deals in sports accessories. It operates on a monthly membership structure, and if you join as a VIP member, you can purchase your outfit at only 25 dollars. Fabletics customizes products based on clients’ preferences. After joining, you take out a short survey on the style of outfits you like and also the type of workouts you do. You then get workout outfits picked for you at the start of each month.


Fabletics has been known for the quality of its products. Some consumers have appreciated the quality versus price ratio of Fabletics’ products. An example of one product is the leggings. Clients say that these have a good compression over time, hold their shape and also do not fade. The broad range of styles has also impressed some consumers who regularly shop at Fabletics. Below we’ll get to see how Fabletics became a fierce competitor in the fashion industry.


Finding success in the fashion industry is no mean feat especially with companies such as Amazon controlling about a fifth of the e-commerce market share. Kate Hudson’s Fabletics has weathered the storm and is valued at 250 million dollars after only three years. Fabletics sells clothing to its clientele through its unique subscription mechanic, and this enables the company to tailor products according to customers’ preferences.


In the past, price and quality were the only elements used to determine a ‘high-value brand.’ The modern consumer‘s definition of a ‘high-value brand’ depends on factors such as gamification elements, last-mile service, brand recognition and customer experience. This is due to an economic slump in recent times. Fabletics liken themselves to premium brands such as Apple. Their positioning is making good returns as they prepare to open more and more stores in addition to the existing ones.


For a brand to be successful in such a dominated and populated industry, it must have some unique ways of operation and tactics. The General Manager of Fabletics, Gregg Throgmartin, says that the secret behind Fabletics’ success was building a ‘high-value brand’ from the start. He added that their membership model allows them to personalize their services and offer trending fashion products for half the price of their competitors.


Fabletics operates its stores in different ways which have proved successful over the course of its three years in operation. One of their most successful technique was employing “webrooming” or “reverse showrooming.” This is where people shop for their products online and end up buying them in Fabletics shops. This model has worked effortlessly for Fabletics because of their membership model. This model enables them to build strong client relationships, be relied on by their customers and also gives them more knowledge of the local market. About 30-50 percent of people who walk in their stores are already members of the company, and another 25 percent become members in the store.


Fabletics also uses local online data to store goods in their physical locations which will appeal to customers.

Parallels Between The Kabbalah Centre and The Bible

Humanity is very funny when it comes to spirituality. Often times, when information that concerns reality and spiritual concerns is presented, it is often hoarded away for many different reasons. Among the spiritual documents that have been kept away from the crowd for the longest time are the Bible and Kabbalistic teachings. As a matter of fact, both the bible and the Kabbalistic teachings have been kept away from people with the exception of the select few until recently. This has caused a lot of people to expect that spiritual teachings are going to be brought to them by a leader. However, they now have the luxury and the responsibility to read these teachings for themselves.

There have been a lot of reasons given for the hoarding of information from the masses. One of the given reasons is that many people can’t understand what is written down. Therefore, they need the training in order to be able to read and learn from these spiritual documents. Often times, people had to have a license in order to hold a bible. At the same time, Kabbalistic teachings including teachings of the Zohar were not allowed to anyone who was not over 40 years old and a devout student.

Recently, things had begun to change when it has come to the availability of spiritual documents. For instance, the Bible has become available for the masses. Therefore, anyone can get a hold of the bible and read it for themselves. However, it is still not that common for people to have read the bible because they may find themselves intimidated at such a huge task. Therefore, people still go to church in order to get the message while reading the bible. At the same time, people who are interested in Kabbalistic teachings take classes at The Kabbalah Centre and connect with one another in order to learn the lessons that are available to them.

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The Top EOS Lip Balm Flavors

EOS has been a leader in the lip balm industry for many years. Known for their amazing texture, organic ingredients, and adorable packaging the EOS lip balm is one of the most popular lip balms on the market. The iconic egg shape lip product comes in a large variety of flavors. Below are just few of the flavors that are available.

Vanilla Bean

The vanilla bean flavor is typically available year-round but it is especially popular during the holiday season. It offers a delightful vanilla scent and a smooth creamy texture.

Passion Fruit

The passion fruit flavor is very unique as it is all natural and gluten-free. It is a tropical fruity flavor that moisturizes as well as softens the lips.

Strawberry Sorbet

Strawberry sorbet is a delicious smooth balm that comes in a pink egg. It has a delightful strawberry flavor and a sweet delicious scent.

Blueberry Acai

The blueberry acai flavor is not only filled with antioxidants which are great for dry lips but it is also all natural. It has a very refreshing but sweet delicious blueberry and acai flavor.

Pomegranate Raspberry

Pomegranate raspberry is a delicious smooth flavor that is very moisturizing. It is all natural.

These are just a few of the many different flavors that the EOS lip balm is available in. They are available in a wide variety of drug stores and pharmacies such as Walgreens or Rite Aid as well as many other retail locations. They are also widely available online with many top sites such as Amazon end eBay offering a large variety of different flavors to choose from. With so many great flavors to choose from and so many great moisturizing benefits it is easy to see why EOS lip balm( is one of the leaders in the lip care industry.


Squaw Valley Statement Review

In the last months of 2016, Squaw Valley released a statement regarding the claims that E. Coli bacteria was discovered in the drinking water at Squaw Valley’s upper mountain. Since the news of the outbreak of E. Coli, Squaw Valley has responded to the situation in a very positive way. Water treatments on Squaw Valley’s upper mountain has since taken place, and there are reports of improvement in the water quality. The statement reports that three of the four wells on the upper mountain show low levels of coliform, as well as no signs of E. Coli bacteria.


Squaw Valley has also taken many precautions to prevent any health issues. The restaurants located on the upper part of the mountain have remained closed, and skiers have not been cleared to drink water until the issue is completely resolved. These actions prove that Squaw Valley is taking this issue very seriously, and is taking the necessary steps to minimize issues for skiers and local residents. The statement also gives the reasoning behind the potential bacteria infections, as well as the planned steps to efficiently and correctly solve this issue. The statement also refers to the importance of customer safety. Squaw Valley values customer safety at a very high level, and has stated the necessary steps that are being taken to prevent any potential harm to valued customers. The Valley has also stated that many resources at the resort are being used in order to display the seriousness of this bacteria issue.